Vol. 8, Issue 10, Part C (2024)

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme aims to provide financial assistance to land holding farmers across India, helping them meet agricultural expenses and enhance their livelihoods. Despite its widespread implementation, beneficiary farmers have reported various constraints that hinder the scheme's effectiveness. This study was conducted in Beed and Nanded districts of Marathwada region of Maharashtra state to analyze the constraints perceived by PM-KISAN beneficiaries and gather their suggestions for improving the scheme's functionality. Using a structured questionnaire, data were collected from 300 PM-KISAN beneficiary farmers during 2022-2023 to identify the challenges they face in accessing the benefits and the areas where the scheme falls short. Key constraints identified include insufficient financial support, lack of transparency in beneficiary records, difficulties in the registration process, and errors in Aadhaar card and bank details, which prevent farmers from receiving funds. Other significant challenges were the lengthy grievance resolution process and the distance beneficiaries must travel to access their funds. These barriers undermine the scheme’s potential to uplift the socio-economic status of small and marginal farmers. In response to these constraints, farmers suggested several improvements. The top recommendations included increasing the financial support amount, integrating advisory services with the scheme, extending coverage to landless laborers and tenant farmers, and improving the efficiency of the registration process by promptly updating land records and correcting Aadhaar card details. Farmers also proposed the introduction of monitoring committees at different administrative levels and suggested that the PM-KISAN portal should be regularly updated and error-free. The findings of this study highlight the need for a more comprehensive and transparent approach to the implementation of PM-KISAN. Addressing these constraints and implementing the suggestions offered by farmers can significantly improve the scheme’s effectiveness and its ability to improve the livelihoods of the targeted beneficiaries.